Personal/Household Assistance Services
Hourly Services
Rates range from $80-100 per hour depending on the complexity of project
Bill Pay
Medicare/Insurance Advice/Mgmt
Tax/CPA coordination
Financial Modeling
Household Management
Vendor Oversight
Retained Services
Monthly rates or a flat rate negotiated based on the complexity & requirements of the engagement.
This is typically reserved for those who require more than 7-10 hours p/week or engage their Advisor in the management of estate or power of attorney.
RATES
Medicare Evaluations
A best practice for all Medicare eligible individuals is an annual review of benefits. As not only the availability of plans and benefits changes each and every year, but so does our health status. Are the plans and coverages right for your current needs? Our goal is to give you the peace of mind that your coverage fits your fiscal & physical well-being.
Tight Ship Advisors offers an annual "Medicare Check Up" that will take into account not only what plans will be available to you in the coming benefit year but take special care to include -
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Preferred Primary Care Physician & Specialists
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Your prescription requirements
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Financial preferences for monthly premium levels or copays at time of treatment
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Ancillary benefits like vision, hearing or dental
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Other available benefits you may have through a spouse or employer
All reports are produced & reviewed by a licensed health insurance agent that is completely unbiased and is not incentivized based on results.
Medicare Check Ups are a one time flat fee of $225 per individual or $400 per spousal couple.
*Note - as Annual Enrollment is Oct 15-Dec 7, please be aware that reports will take 5-7 business days during this busy season.
Are you ready?
Here is the step by step.
Step 1
Click that "Get Started!" button & send us an inquiry via email to get the process started.
Step 2
A phone assessment. You'll spend 20-30 minutes talking with a Tight Ship Advisor manager about your lifestyle and needs. With this information, they can match you with the appropriate Advisor.
Step 3
The First Date - time to meet your Advisor. This can happen over the phone, Zoom, at a coffee shop or in your home! This is a great time to talk about the details of what you need and how those functions will be performed. Your dedicated Tight Ship Advisor will take the time to ensure everyone is comfortable and ready to move forward. As we are Certified Senior Advisors®, a Letter of Engagement, HIPPA release, Non Disclosure Agreement and/or Payment Agreement will be mutually signed/executed based on the scope of work your Advisor will be responsible for.
Step 4
Time to Roll Up Our Sleeves - your Advisor will begin their role with regular communication and in the manner that was mutually agreed upon. At anytime, your Tight Ship Advisor will be at the ready to assist with new items as they arise.
Tight Ship services will mean different things to different people.
We engage with individuals and families for a variety of reasons:
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Complex estates that require additional management
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Temporary or short-term management of a household during a health event or life change
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Ongoing support for household budgeting & bill management
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Professional service coordination for wealth management, insurance, legal services, and healthcare.
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Household management - coordination of services and care for the person or home
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Special projects:
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Insurance evaluations
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Household cash flow assessments
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Senior living/housing evaluations
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End of Life/Shutdown Services
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Executor/POA Services
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Upon the "First Date", you will determine with your dedicated Tight Ship Advisor, the precise activities they will be handling and in what capacity. Be it a special project or regular service, your Tight Ship Advisor is qualified and ready to create efficiencies and security around finances, home, and health.
Tight Ship services can take on as much or as little management of your day-to-day activities as you see fit. With that, privacy and security are of the utmost priority to Tight Ship.